Fast, Flexible, and Funded
Our Signature Program:
First Time Flip
Built for today's market-savvy investors, First Time Flip gives you the speed and flexibility to act on opportunities in real time no red tape, no delays. Designed for Hard Money borrowers focused on Fix & Flip, Bridge, and value-add strategies, this program is your fast track from offer to renovation to ROI.
Loan Highlights
Up to 90% LTV on purchases
100% Construction Financing
65%–70% ARV on rehab projects.
Ground-Up Construction options
Rates starting at 6.95%Terms up to 24 months.
Lending in 40+ states
650 minimum credit score.
REO, short sale, and auction savvy investors we have you covered.
Who We Fund
First-Time Buyers entering the investment space. Experienced Hard Money investors scaling operations. Developers pursuing Ground-Up Construction. Buyers seeking fast Bridge Loans or Cash-Out Refinance. Real estate entrepreneurs buying, building, flipping, or holding
Why Major Asset?
We’re not a bank—and that’s a good thing. We’re private, agile, and committed to one thing: getting you funded. Our team brings decades of real estate insight, investor-first underwriting, and a laser focus on deals that close fast and perform strong.
Ready to Get Started?
Let’s talk about your deal. Apply now or speak with our lending team for a personalized quote within 24 hours.
Non-QM Programs we offer:
BANK STATEMENT PROGRAM
Loans up to $3M
90% LTV to $1M
620+ credit score
Cash-outs up to $1M
Gift funds accepted
Primary, secondary, & investment properties are okay!
ASSET UTILIZATION
Loans up to $4M
Up to 90% LTV
660+ credit score
Cash-outs up to $1M
Gift funds accepted
Primary, secondary, & investment properties are okay!
DSCR
80% LTV
640+ credit score
Cash-outs up to $1M (can be used as reserves)
Gift funds accepted
No minimum DSCR
Airbnb & short-term rental income allowed
First-time investors allowed
NO INCOME VERIFICATION REQUIRED!
SECOND MORTGAGE
Loans up to $500K
Up to 90% CLTV
680+ credit score
No reserve requirement
SFR, PUD, townhomes, condos & 2-4 units allowed
Primary, secondary, & investment properties are okay!
FOREIGN NATIONAL
No U.S. credit needed
Up to 65% LTV
Loans up to $1.5M
DSCR < 1.00
40-year fixed interest-only available Investment properties only
JUMBO
Loans up to $5M
Up to 90% LTV
Condos & 2-4 units allowed
Second homes and investment properties allowed
Cash-out with a max LTV of 65% Escrow waiver available
PROFIT & LOSS
Loans up to $3M
Up to 90% LTV
620+ Credit Score
Cash-outs up to $1M (can be used as reserves)
Gift funds accepted
Primary, secondary, & investment properties are okay!
KEY BENEFITS TO NON-QM LOANS:
Flexible Loan Options: Tailored products for unique borrower needs.
Lower Credit Requirements: Accepts lower scores than conventional loans. Alternative Income Verification: Qualify with bank statements—no tax returns needed.
Interest-Only Payments: Manage cash flow with interest-only periods.
Fast Closings: Average turnaround of 3 weeks.
High Loan-to-Value: Up to 90% LTV for greater financing.
Large Loan Amounts: Loans up to $6M, with exceptions for higher amounts.
Tax Benefits: Potentially tax-deductible loan interest (consult a tax advisor).
Now Offering FHA & Conventional Loans
We now provide FHA and Conventional mortgage options to support a wider range of borrower needs.
Down Payment Assistance Available
Ask about our Down Payment Assistance Programs — designed to help qualified buyers secure financing with less upfront capital.
Thank you for choosing us. We are dedicated to helping you achieve your goals with personalized services and expert guidance. For more information or assistance, feel free to reach out to us anytime!
Success with Us
